Commercial Property Insurance

Our Commercial Property Insurance policy has been designed to cater for many uses and eventualities. It is suitable for properties that are occupied by the owner or let, leased or sub-let to tenants.

If the property is split between commercial and residential use, then we may also be able to provide cover on the appropriate basis. All residential tenant types are accepted, as well as holiday let homes and if the property is unoccupied.

Our cover for unoccupied properties is offered on a 3, 6 or 12 month basis, with pro rata returns offered on 12 month policies upon cancellation.

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Types of risks covered

	Shops
	Offices
	Industrial units
	Warehouses
	Shops with residential accommodation
	Offices with residential accommodation
	Certain unoccupied commercial properties (contact us for the full list)

Key features

	A host of usages and trades accepted
	Accidental damage cover for buildings and contents
	Malicious damage caused by tenants cover
	Unauthorised alteration including conversion to cannabis farms cover
	Loss of rent up to 25% of the buildings sum insured cover
	£5,000,000 property owners’ liability cover
	£5,000 landlords’ contents cover for white goods, curtains, carpets and blinds included with the buildings insurance for residential areas

See our policy wording for the full list of features.

Cover is subject to the full terms, conditions, limits and exclusions of our Commercial Property Insurance policy wording.

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Commercial Property Policy Wording - Commercial Property

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