Standard and Non-Standard Home Insurance

Our Home Insurance policy has been designed to provide cover for buildings, contents, or buildings and contents combined. It has been awarded a 5 Star rating by Defaqto for its comprehensive level of cover.

There is the option to obtain a quote on either a bedroom rated basis, with up to £1,000,000 buildings cover and up to £100,000 contents cover, or a buildings sum insured basis.

In addition to this, we also offer cover for valuables and personal possessions whilst in and away from the home.

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Types of risks covered

	Standard homes
	Non-standard construction
	Homes used for childminding
	Homes with lodgers
	Shared occupancy
	Working farms
	Bed and breakfasts
	Underpinned or previously suffered from subsidence*
	Previously flooded*
	Policyholders with criminal convictions*
	Properties between exchange and completion
	Contents in depositories and storage

Repair guarantee - Following a claim, any permanent repair work carried out by approved repairers are guaranteed for 1 year from completion of the works

*Also available for properties that are tenanted, unoccupied or UK holiday homes – our appropriate home insurance policy wording will apply.

Cover is subject to the full terms, conditions, limits and exclusions of our Home Insurance policy wording.

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Standard Home Policy Wording - Standard Home Insurance Product Information Document (IPID) - Bedrooms Home Insurance Policy Wording - Bedrooms Home Insurance Insurance Product Information Document (IPID) - Family Legal Protection Policy Wording - Family Legal Protection

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