Unoccupied Property Insurance

Unoccupied Property Insurance

Owning a residential property that is empty can have its problems, so our Unoccupied Residential Property Insurance policy has been designed to cater for this specific need.

Get a quote

The two levels of cover we offer

Our full cover

Standard perils, including:

Accidental damage to buildings and contents
Property owners’ liability

Our restricted cover

Restricted to fire, lightning, earthquake, explosion and liability.

Period of insurance

We offer the choice of a short-term or annual policy:

3 months
6 months
12 months

Should the property become tenanted or occupied during the period of insurance, we can simply amend the policy.

Cover is subject to the full terms, conditions, limits and exclusions of our Unoccupied Residential Property Insurance policy wordings.

Unoccupied Property Insurance

Owning a residential property that is empty can have its problems, so our Unoccupied Residential Property Insurance policy has been designed to cater for this specific need.

Get a quote

The two levels of cover we offer

Our full cover

Standard perils, including:

Accidental damage to buildings and contents
Property owners’ liability

Our restricted cover

Restricted to fire, lightning, earthquake, explosion and liability.

Period of insurance

We offer the choice of a short-term or annual policy:

3 months
6 months
12 months

Should the property become tenanted or occupied during the period of insurance, we can simply amend the policy.

Cover is subject to the full terms, conditions, limits and exclusions of our Unoccupied Residential Property Insurance policy wordings.