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Please Select United Kingdom Afghanistan Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory British Virgin Islands Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Reprotected Chad Chile China Christmas Island Cocos [Keeling] Islands Colombia Comoros Congo [DRC] Congo [Reprotected] Cook Islands Costa Rica Cote dIvoire Croatia Cuba Cyprus Czech Reprotected Denmark Djibouti Dominica Dominican Reprotected Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands [Islas Malvinas] Faroe Islands Fiji Finland France French Guiana French Polynesia French Southern Territories Gabon Gambia Gaza Strip Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guernsey Guinea Guinea-Bissau Guyana Haiti Heard Island and McDonald Islands Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Isle of Man Israel Italy Jamaica Japan Jersey Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macau Macedonia [FYROM] Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mayotte Mexico Micronesia Moldova Monaco Mongolia Montenegro Montserrat Morocco Mozambique Myanmar [Burma] Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island North Korea Northern Mariana Islands Norway Oman Pakistan Palau Palestinian Territories Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Islands Poland Portugal Puerto Rico Qatar Réunion Romania Russia Rwanda Saint Helena Saint Kitts and Nevis Saint Lucia Saint Pierre and Miquelon Saint Vincent and the Grenadines Samoa San Marino São Tomé and Príncipe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Georgia and the South Sandwich Islands South Korea Spain Sri Lanka Sudan Suriname Svalbard and Jan Mayen Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Timor-Leste Togo Tokelau Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu U.S. Minor Outlying Islands U.S. Virgin Islands Uganda Ukraine United Arab Emirates United States Uruguay Uzbekistan Vanuatu Vatican City Venezuela Vietnam Wallis and Futuna Western Sahara Yemen Zambia Zimbabwe
Unfortunately we are unable to accept cover on this policy.
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Property Details
How many bedrooms are at the home? *
Please include rooms that were originally built as a bedroom and those that have been converted for another use,
eg a study/office or dressing room. Please also include any bedrooms in an annex or other additional accommodation
at the premises.
Please select 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Please state the type of alarm *
Please select Bells Only NACOSS, NSI or SSAIB approved with annual maintenance Monitored / Central Station
Please state the type of locks on final exit door *
Please select 5 Lever Mortice Deadlock 3 Point Multi Locking System Key Operated Multi Point Lock Rim Automatic Deadlatch With Key Locking Handle Standard Yale Locks Other
Please provide full information on type of locks *
Please state the type of locks on other external doors *
Please select 5 Lever Mortice Deadlock 3 Point Multi Locking System Key Operated Multi Point Lock Rim Automatic Deadlatch With Key Locking Handle Standard Yale Locks No Other Exit Door Other
Please provide full information on type of locks *
Please state how the windows are secured *
Please select Key Operated Window Locks Internal Catch Handles Only Other
Please provide full information on how the windows are secured closed *
Please state the type of locks on patio doors, french doors, bifold doors or sliding doors *
(if no patio doors please select 'no patio doors' from the dropdown box)
Please select No Patio Doors Central Locking Device With Key Operated Bolts To Top And Bottom Top And Bottom Key Operated Locks Central Rail Key Operated Lock Key Operated Multi Point Lock Other
Please provide full information on the type of locks *
Please provide details about the state of repair *
What are the non-standard walls made from? *
Please select Asbestos Cob Corrugated Iron Fibreglass Glass Metal Steel Frame Plastic Prefab (Combustible) Prefab (Non-Combustible) SIP Timber Timber Frame Timber Plaster Wattle & Daub Other
We currently don't cover the specified wall construction type
What percentage of the external walls does this make up? *
Please select Up to 25% 26% to 50% Over 50%
Please provide a full description of the wall construction including percentages of each, if more than one type of material *
What is the non-standard roof made from? *
Please select Asbestos Corrugated Iron Aluminium / Steel, Copper, Zinc Eco roof / grass / sedum Felt Fibreglass Glass Lead PVC / Rubber / EPDM Thatch Timber Other
What percentage of the roof does this make up? *
Please select Up to 25% 26% to 50% Over 50%
Please provide a full description of the construction including percentages of each, if more than one type of material *
We currently don't cover the specified roof construction type
Select the grade listing area *
Please select England/Wales Scotland Northern Ireland Channel Islands Isle of Man - Registered Building
When was the wiring last checked by an independent qualified electrician? *
Has the property been surveyed at any point to help determine the re-build figure of the property? If not, how has the insured arrived at the re-build figure and when was it last assessed? *
What fire safety measures are in place? *
We're sorry but we currently don't cover this risk.
What type of home is it? *
Please select House Townhouse Bungalow Apartment, Flat or Maisonette Coach House Dormer or Chalet Bungalow Mews Cottage Farmhouse Chalet Park Home Bedsit Mobile Home Show Home Other
We currently don't cover the specified property type
How many garages are there? *
Please select 1 2 3 4 Other
How many garages are used by the policyholder? *
Please select 1 2 3 4 Other
Please provide a full description *
Please select a lower number of garages that that are used by the policyholder
We're sorry but we currently don't cover this risk.
Please provide full information*
Additional Details
Why is the home left unattended? *
Please select Night shift Weekend / weekday home Trip over 60 days
What is the reason for the trip? *
Please select Work Travel Other
What date are the works going to start, or if already started when this was? *
What is the anticipated end date? *
Please ensure the selected end date is after the start date
Please provide details of when it will be unoccupied and for what reason? *
How many storeys will the extension have? *
Please select 1 2 3
How many bedrooms will the home have in total following completion of the works? *
Please select 1 2 3 4 5 6 7 8 9 More than 9
What proportion of the home is being demolished? *
We're sorry but we currently don't cover this risk.
Please provide a description of the works *
What is the full cost of the works, including VAT? *
What value of unfixed building materials is required? *
Where are the items kept and what security is in place for them?; Please list the items for which cover is required *
Please state the number of Lodgers who reside at the home *
Please select 1 2 3 More than 3
We're sorry but we currently don't cover this risk.
Please state the maximum number of paying guests *
Please select 1 2 3 4 5 6 7 8 9 10
Please state the number of bedrooms used for Bed and Breakfast only *
Please select 1 2 3 4 5 6 7 8 9 10
The number of bedrooms used for B&B purposes should be less than the number of declared bedrooms at the home under the Property Details section
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
Please state what other meals are served at the home *
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
Please state how cooking is allowed and on what appliances *
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
Please state why you are not registered *
Please advise the number of children you mind *
Please select 1 2 3 4 5 6 7 8 9
How is the home let? *
Please select Room only Whole House
For how long is the property let during the year *
Please select Weekends only Less than 6 weeks 6 to 12 weeks More than 12 weeks
Please confirm how many weeks of the year it is let in total, the longest continuous period of letting and where the client resides during the holiday let period if not in the home *
How many separate lets occur during the year?
Please select Up to 5 5 to 10 Other
Business Number 1 details:
Please select the type of business conducted at the premises from the list provided *
Please select Hairdressing Beautician Massage Acupuncture Gym / Fitness Classes Architect Teaching / Tutoring Catering Accountant Cat / Dog Sitting Cat / Dog Breeder Cattery / Kennels Cookery School Electrical Repair Metal or Wood Work Online Shop Painting / Sculpting Photography Counselling / Therapy Swim School Mechanic / Vehicle Body Shop Car / Vehicle Sales Heavy Industry Plant Hire Other
We're sorry but we currently don't cover this risk.
The policy provides up to £10,000 of cover for furniture, business stock up to £2,500, computers and
general office equipment belonging to you and used in conjunction with your home-business. This first
£10,000 should be included in the General Contents sum if required. For anything additional, please
enter a sum under this section.
What is the stock / equipment and where is it kept? *
What amount of cover is required? *
What type of items are repaired? *
What type of items are sold? *
Please provide full details of the type of business *
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How many employees are working at the premises? *
Please select Up to 2 More than 2
We're sorry but we currently don't cover this risk.
What is the maximum number of customers that could attend the premises per week? *
Please select 1-20 21-40 Other
We're sorry but we currently don't cover this risk.
Incident Number 1 details:
Please provide the date of the flooding incident *
What was the exact cause of the flooding? *
What damage occurred? *
What was the cost of repairing the damage? *
Have any measures been implemented to prevent a recurrence? *
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Subsidence Incident Number 1 details:
Please provide the date the movement first occurred *
Please advise how the subsidence was dealt with *
Please state the cause of the subsidence *
Please select Tree Roots or Vegetation Broken or Collapsed Drains Inadequate Foundations Broken or collapsed drains caused by tree roots Removal or over-pruning of trees/vegetation Consolidation Building works Climatic conditions Other
Why were they not removed? *
Please advise why the drains have not been repaired? *
Please advise why the foundations have not been repaired? *
How was the cause of the damage addressed? *
Please provide full details of the cause of movement *
What was the approximate cost of the remedy? *
Why has the problem not be rectified? *
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Remove this incident
Please provide as much information about the underpinning as possible including the reason where known*
Please provide details of the stepped or diagonal cracking
Please provide details of the monitoring for subsidence, heave or landslip *
Please provide details of what was mentioned in the survey *
General Questions
Amount of Loss or Damage for Buildings *
Amount of Loss or Damage for Contents *
Type of loss *
Please select Accidental Damage AD Audio Visual Equipment All Risk Losses Breakage/Collapse of Aerials Escape of Water/Burst Pipes Fire, Lightning, Earthquake, Explosion Fire by Arson Flood Freezer Contents Glass in Mirrors Impact by Vehicle Animal or Aircraft Liability Loss of Metred Oil or Water Escape of Oil Malicious Acts, Riot or Vandalism Money or Credit Cards Pedal Cycles Personal Possessions Storm Theft from Home Theft away from Home Subsidence, Landslip or Heave Sanitary Ware Underground Services Other
Full details of loss *
Please provide full details *
Add another claim
Remove this claim
Please provide full details *
Conviction Number 1 details:
Name of person with conviction *
Conviction Type *
Please select ABH Affray Armed Robbery Arson Assault Blackmail Breaking & Entering Broken Court Order Burglary Criminal Damage Deception Drink Driving Drugs - Intent to Supply Drugs - Possession Drunk & Disorderly Embezzlement Facilitating Illegal Entry False Accounting Finance Offences Forgery Fraud GBH Handling Stolen Goods Harassment Imitation Weapons Malicious Damage Manslaughter Murder Other Violent Offences Perverting the Course of Justice Possession of a Fire Arm Robbery Sex Offences Social Security Fraud Taking & Driving Away Tax Discrepancy Theft Other Offence
Please provide further info *
We're sorry but we currently don't cover this risk.
Was a community order imposed? *
Yes
No
Please provide further info *
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Remove this conviction
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
Please state any target premium
Terms and Conditions
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We’d like to tell you about our products or services that may interest you. Please tick if you would
like to hear about these products and services by:
Email
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We or our group companies may also send you details of the products and services of our group companies.
Please tick if you would like to hear about these:
You can opt out of marketing communications at any time by contacting us.
Important Notice
The information you have provided in this submission contains statements
upon which we will rely when deciding whether to accept this insurance
and the terms on which it may be offered, including the amount of premium
payable.
It is very important that the information is complete and accurate.
If you are in any doubt at all regarding any of the answers given,
you should ask us or your insurance broker.
If any of the information provided by you changes after you purchase your policy or during the
period of your policy you must immediately provide us with details of the changes.
We act on a ‘non-advised’ basis which means that we will offer you information about the significant
features, benefits, limitations and exclusions of a particular insurance policy(ies), but it is for you
to decide by assessing the features, benefits and conditions which of these best suits your
requirements. When acting on a ‘non-advised’ basis, we act as Agent of the Insurer (that is to say, we
represent the insurer).
This insurance policy is underwritten by a consortium of the following insurers, led by HCC International
Insurance Company plc (HCCII) trading as Tokio Marine HCC. This company is
authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority.
Declaration
To the best of my/our knowledge and belief all statements and information
provided in connection with this insurance, either orally, electronically
or in writing, are true. I/we understand that non-disclosure or
misrepresentation of any of the answers given may entitle underwriters to:-
cancel my/our policy and refuse to pay any claim, or
not pay any claim in full, or
revise the premium and/or change any excess, or
revise the extent of cover or terms of the insurance.
I agree*