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Initial Details

Please login here or click here to register.
Please ensure the selected completion date is after the exchange date
The selected completion date and the exchange date are more than 90 days apart
please enter correct policy number starting with VR, HH, VPC & BF.
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We currently don't cover the selected postcode
We're sorry but we currently don't cover this risk.
(Fire, Lightning, Earthquake, Explosion, Subsidence and Liability Only)
Please provide details of the works being undertaken where we ask about building works in the Additional Details section of the quote.

Policyholder Details

Is the policyholder an individual or a company/organisation

Unfortunately we are unable to accept cover on this policy.
/

Main policyholder details:


We're sorry but we currently don't cover this risk.
We currently don't cover the specified occupation
We currently don't cover the specified occupation business area
/
Unfortunately we are unable to accept cover on this policy.
Add another Policyholder Remove this Policyholder

Property Details


Please include rooms that were originally built as a bedroom and those that have been converted for another use, eg a study/office or dressing room. Please also include any bedrooms in an annex or other additional accommodation at the premises.
(if no patio doors please select 'no patio doors' from the dropdown box)
We define the home as the private residential premises. You do not need to declare the construction of outbuildings here, whether detached or attached to the main home.
We currently don't cover the specified wall construction type
We define the home as the private residential premises. You do not need to declare the construction of outbuildings here, whether detached or attached to the main home.
We currently don't cover the specified roof construction type
Flat Roof Percentage: 1%
We're sorry but we currently don't cover this risk.
We currently don't cover the specified property type
Please select a lower number of garages that that are used by the policyholder
We're sorry but we currently don't cover this risk.

Additional Details

Please ensure the selected end date is after the start date
%
We're sorry but we currently don't cover this risk.
£
£
£
We're sorry but we currently don't cover this risk.
The number of bedrooms used for B&B purposes should be less than the number of declared bedrooms at the home under the Property Details section
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.

Annex Number 1 details:


Add another annex Remove this annex

(You do not need to answer yes to this question if the home is used as a Bed & Breakfast, for Child Minding or has an annex or separate building that is tenanted or used as a holiday let)

Business Number 1 details:


We're sorry but we currently don't cover this risk.
The policy provides up to £10,000 of cover for furniture, business stock up to £2,500, computers and general office equipment belonging to you and used in conjunction with your home-business. This first £10,000 should be included in the General Contents sum if required. For anything additional, please enter a sum under this section.
£
Add another business Remove this business
(You do not need to declare employees that are also members of your family who permanently live at the premises)
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.

Incident Number 1 details:


£
Add another incident Remove this incident

Subsidence Incident Number 1 details:


£
Add another incident Remove this incident

Cover Required

We currently don't cover contents for this risk
£
£
min. £325,000
£
Full cost of reconstruction in present form, this amount must also include all outbuildings, garages, domestic oil and gas pipes, domestic fuel tanks, swimming pools, tennis courts, drives, patios, terraces, walls, gates, fences and solar panels.
£
Total Sum Insured for Buildings: £0.00

The single article limit is £20,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £20,000
£

Specified Item Number 1 details:


£
Add another Specified Item Remove this Specified Content

£10,000 cover is provided as standard
£

£10,000 cover is provided as standard
£
Fine Art and Antiques is defined as furniture; paintings, drawings and etchings; prints and photographs; porcelain, glass, sculptures and objet d’art; tapestries; carpets and rugs; books and manuscripts; stamp, coin and medal collections; clocks, barometers and mechanical art, which are of artistic merit and/or historical value due to their age, style or collectability.

cover is provided on an all risks basis worldwide
(The single article limit is £25,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £25,000)
£

Fine Art and Antique Number 1 details:


£
Add another Fine Arts Remove this Fine Arts
Specified Unspecified
Gold/Silver and Plate is defined as items made of precious metals including gold or silver plated items, but not watches or jewellery.

cover is provided on an all risks basis worldwide
(The single article limit is £20,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £20,000)
£

Gold/Silver and Plate Number 1 details:


£
Add another Gold Plate Remove this Gold Plate
Specified Unspecified

cover is provided on an all risks basis worldwide
(The single article limit is £20,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £20,000)
£

Watches and Jewellery Number 1 details:


£
Add another Item Remove this Item
Specified Unspecified

cover is provided on an all risks basis worldwide
The single article limit is £20,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £20,000)
£

Guns, Saddles and Tack Number 1 details:


£
Add another Gun Remove this Gun
Specified Unspecified

cover is provided on an all risks basis worldwide
(Only pedal cycles valued over £1,000 each need to be specified under this section and they must all be specified individually below) The General Contents sum insured will cover any and all pedal cycles up to £1,000 per cycle.
£
Please ensure the combined specified pedal cycle sum is equal to the total sum insured.

Pedal Cycles Number 1 details:


£
Add another Pedal Cycles Remove this Pedal Cycles

includes cover for 48 hours while temporarily removed (The single article limit is £20,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £20,000)
£

Item In Bank Number 1 details:


£
Add another item in bank Remove this item in bank
Specified Unspecified

cover is provided on an all risks basis worldwide
(The single article limit is £25,000 for any one item, pair or set. You must specify below if the sum insured includes any items above £25,000)
£

Ride-on Lawnmower Number 1 details:


£
Add another Lawnmower Remove this Lawnmower
Specified Unspecified

cover is provided on an all risks basis worldwide
£

Quad Bike Number 1 details:


£
Add another quad Remove this quad
Specified Unspecified
Total Sum Insured for Contents: £0.00

General Questions

Claim Number 1 details:


£
£
Add another claim Remove this claim
(basic motoring offences and convictions considered spent under the Rehabilitation of Offenders Act need not be disclosed, please click the information icon for details of when convictions are considered spent)

Conviction Number 1 details:


We're sorry but we currently don't cover this risk.
£
Add another conviction Remove this conviction

CCJ/IVA Number 1 details:


£
Add another CCJ/IVA Remove this CCJ/IVA
We're sorry but we currently don't cover this risk.
We're sorry but we currently don't cover this risk.

Bankruptcy Number 1 details:


£
Add another bankruptcy Remove this bankruptcy
£

Please only add information into this box if you have relevant rating messages, as when something is noted in this box it will automatically need reviewing.

Terms and Conditions

Contact Preferences

We’d like to tell you about our products or services that may interest you. Please tick if you would like to hear about these products and services by:





We or our group companies may also send you details of the products and services of our group companies.

Please tick if you would like to hear about these:

You can opt out of marketing communications at any time by contacting us.


Important Notice

The information you have provided in this submission contains statements upon which we will rely when deciding whether to accept this insurance and the terms on which it may be offered, including the amount of premium payable.


It is very important that the information is complete and accurate. If you are in any doubt at all regarding any of the answers given, you should ask us or your insurance broker.


If any of the information provided by you changes after you purchase your policy or during the period of your policy you must immediately provide us with details of the changes.


We act on a ‘non-advised’ basis which means that we will offer you information about the significant features, benefits, limitations and exclusions of a particular insurance policy(ies), but it is for you to decide by assessing the features, benefits and conditions which of these best suits your requirements. When acting on a ‘non-advised’ basis, we act as Agent of the Insurer (that is to say, we represent the insurer).


This insurance policy is underwritten by a consortium of the following insurers, led by HCC International Insurance Company plc (HCCII) trading as Tokio Marine HCC. This company is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Declaration

To the best of my/our knowledge and belief all statements and information provided in connection with this insurance, either orally, electronically or in writing, are true. I/we understand that non-disclosure or misrepresentation of any of the answers given may entitle underwriters to:-

  • cancel my/our policy and refuse to pay any claim, or
  • not pay any claim in full, or
  • revise the premium and/or change any excess, or
  • revise the extent of cover or terms of the insurance.
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For information on how we use your personal data please refer to our UK Privacy Notice

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