March Wed 10, 2010, 11:07 PM
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Legal Expenses & Rent Guarantee Combined

£99.99 per year *

Legal Expenses Only

£59.99 per year *

*covers you for £50,000 per incident and for all postcode areas.
Plus insurance premium tax at 5%

Rent arrears or a bad tenant is every Landlords worst nightmare.

No matter how well you check your tenants, problems can and will present themselves. Your tenant may lose their job, they may refuse to leave your property or they may just refuse to pay the rent. All these problems are going to leave any Landlord seriously out of pocket and even more so when there is a mortgage on the property that still needs to be paid.

These problems and many others can easily be protected against, simply by taking out a Legal Expenses and/or Rent Guarantee insurance. Whether you own one or one hundred properties, our policy will provide that extra peace of mind, so if you do get a bad tenant or your rent is unpaid you no longer need to be out of pocket or worry about that mortgage payment.

Protecting your rent income could not be easier, simply decide whether you require Legal Expenses only or Legal Expenses and Rent Guarantee cover, complete the quick online application and you’re covered. It really is that simple.

Our product, just like our Landlord Insurance, has been designed with the need of the Landlord in mind and provides the widest cover available.

A key additional benefit of our product which sets us apart from our competitors and enhances the already extensive cover provided, is that our policy does not restrict the length of time your rent is paid for or the amount of rent you are covered for. Therefore, you are not restricted to just 6 months rent when you take out our cover. You are covered for the full amount of rent until possession of your property has been gained.

The key covers of our Legal Expenses only policy are


Rent Recovery
Covers your legal rights to recover rent owed to you by your tenant

Eviction of Squatters
Covers your legal rights to evict squatters from your property

Property Damage
Covers you to pursue costs for physical damage to your property

Legal Defence
Covers you to defend your legal rights if you are prosecuted in a criminal court following an event arising from letting your property

24hour Helpline Services
Provides you with confidential legal advice on any personal matter 24 hours a day, 7 days a week. Also included is a Domestic Assistance helpline and a Counselling helpline

The key covers of our Legal Expenses & Rent Guarantee policy are


The above 5 covers plus the added protection of:

Repossession
Covers your legal rights in getting possession of your property

Rent Arrears
We will pay you your rent arrears if your tenant defaults on the rent, we will also; Pay 50% of your rent for 3 months if your property needs repairing after possession has been gained

Tax Protection
Covers you to be represented if there is a full enquiry into your personal tax affairs and any subsequent appeal

Contract Disputes
Covers your legal rights for contractual disputes in relation to your property

These benefits come as standard with our policies and are included in the one off annual premium of £99.99, or if you only require Legal Expenses cover a one off annual premium of £59.99.

We cover all areas and all tenant types in the United Kingdom of Great Britain and Northern Ireland, our cover provides protection for up to £50,000 per incident and is provided by DAS Legal Expenses Insurance Company who are Europe’s leading Legal Expenses company.

Don’t take that unnecessary chance, insure today and protect your finances for tomorrow.

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